Introduction

Settleu is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and protect your personal data in compliance with the **General Data Protection Regulation (GDPR)** in the EU and the **California Consumer Privacy Act (CCPA)** in the USA, as well as other applicable data protection laws.

Information We Collect

We collect the following types of personal data:

• Personal Identification Information: Name, email address, phone number, and address.
• Account Information: Username, password, and preferences.
• Usage Data: IP address, browser type, operating system, and browsing activity.
• Cookies and Tracking: Information collected through cookies and similar technologies.

How We Use Your Data

We use your data for the following purposes:

• To provide and improve our services.
• To personalize your experience and offer tailored recommendations.
• To analyze website usage and improve functionality.
• To comply with legal obligations under GDPR and CCPA.
• To send marketing communications, if consent is provided.

Legal Basis for Processing (GDPR)

Under the GDPR, we process your data based on:

• Consent: When you provide explicit consent (e.g., subscribing to a newsletter).
• Contractual Necessity: To fulfill a contract or provide a service you requested.
• Legal Obligations: To comply with applicable laws and regulations.
• Legitimate Interests: To improve our services and ensure security.

Your Rights

If you are an EU resident, you have the following rights under GDPR:

• Access your personal data and request a copy.
• Correct inaccuracies in your data.
• Request deletion of your data ("Right to be forgotten").
• Restrict or object to data processing.
• Data portability (transfer your data to another organization).
• Withdraw consent at any time.

If you are a California resident, your rights under CCPA include:

• Request disclosure of the categories and specific pieces of personal data collected.
• Request deletion of personal data.
• Opt-out of the sale of personal data.
• Non-discrimination for exercising your privacy rights.

Sharing Your Data

We may share your data with:

• Service Providers: Third parties who assist in delivering our services (e.g., hosting, analytics).
• Legal Authorities: When required by law or to protect our rights.
• Business Transfers: In the event of a merger, acquisition, or sale of assets.

Data Retention

We retain your personal data for as long as necessary to provide our services or comply with legal obligations. Specific retention periods are determined by the type of data and applicable regulations.

Data Security

We implement appropriate technical and organizational measures to protect your data from unauthorized access, disclosure, or destruction.

Cookies and Tracking Technologies

For more information, please refer to our Cookies Policy.

Contact Us

If you have questions or concerns about this Privacy Policy, you can contact us at:

• Email: privacy@settleu.eu
• Phone: +34 685 535 263
• Address: Ribera 14, Barcelona, Spain